PIB Employee Benefits, in collaboration with YouGov, has published the latest Mind the Gap survey, mapping the state of employee benefits and the gaps between provision and employee needs.

The findings underline the pivotal role of benefits in career decisions with 82% of employees rating benefits as their top priority when evaluating job offers, alongside other key factors such as salary (95%) and flexible working hours (83%). The data signals for a comprehensive benefits package to attract and retain top talent.

While fresh insights emerged, familiar patterns persist, and concern is growing amongst common areas. Employee dissatisfaction with benefits has increased from 20% in 2023 to 26% in 2025. This aligns with a call for greater flexibility and choice in benefits; in 2025, 55% of employees want more autonomy over their package, up from 2023.

Elsewhere, the survey places a clear spotlight on finances-especially long‑term planning. In line with the Financial Wellbeing Survey, there is heightened emphasis on pensions and employees’ retirement readiness. Nearly a third of employees worry about their current finances to such an extent that it impacts their productivity at work. This has remained consistent year on year; suggesting widespread financial unease, with risks to productivity, absence, and mental wellbeing.

Clare Dare, Head of Specialist Consulting said: “Many organisations have had a challenging few years, balancing rising costs with talent expectations. It's easy to fall into a rhythm of renewing your benefits and not reviewing them. Our research proves that now is a good time to look at optimising your programmes – and maximise on budgets.”

To read the full report click here.

ENDS

Notes to editor

Research conducted on behalf of PIB Employee Benefits by YouGov, October 2025, 1,000 UK employees

About PIB Group

Backed by world leading private equity firms, Apax Funds and The Carlyle Group, PIB is a dynamic and diversified independent specialist insurance intermediary which is experiencing rapid acquisitive and organic growth. Launched in 2015, PIB has grown rapidly through acquisitions and by employing outstanding individuals with a wealth of knowledge and experience in the insurance market. PIB Group offers a range of specialist teams, products, and services to clients and has offices throughout the UK, Channel Islands, Ireland, Germany, Poland, Denmark, Spain, and the Netherlands. For more information, visit https://www.pibgroup.co.uk 

Media contact

Emily Rowley

Emily.Rowley@pib-eb.com